WORKING CAPITAL THAT WORKS


$250,000 to $5 million+ in an asset-backed revolving line of credit


Capital designed to help you grow without giving up equity.


Simple pricing and
no hidden fees

A daily fee on your outstanding balance. Only pay for what you use. No minimums. No finance degree needed.


Log in for real-time
account status

Request funds, pull reports that will blow your mind, kiss accounting pain goodbye. Your accountant is going to love us.


No more cumbersome
invoice uploads

Request funds anytime with one quick report. Two minutes. Tops. No more invoice-level pain. You’re welcome.

“As we continued to see 70% sales growth, cash flow was a challenge. Order growth created significant up-front costs that took months to recoup, and P2Binvestor’s financing helped us manage cash flow and continue our robust growth strategy.”Brook Eddy, CEO and Founder, Bhakti Chai

By Entrepreneurs, for Entrepreneurs


We’re entrepreneurs, just like you. We had this crazy idea to make working capital more accessible, affordable, modern, and designed for scale. We know firsthand how hard it is to build a business, so we created Ex-Factor, a revolving line of credit designed with your needs in mind. Join our family of happy borrowers today.

Curious? Get a quick quote in 30 seconds. Go ahead. Try it.